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KP Retirement

Understanding Your OFNHP KP Retirement Benefits
(as of November 2011)

Click here for a downloadable PDF of the information below

Click here for a PDF presentation with more detail

Defined Contribution

·       TECH/RDH: 1% of compensation, vested after 3 years

·       RN: 1.5% of compensation, vested after 6 months

·       PRO/LABPRO: 5% of compensation beginning on 2-year anniversary, vested immediately

 

Defined Benefit (Pension)

                Formula:

                FAMC x Credited Years of Service x Multiplier x Reduction Factor (Age) = Monthly Benefit

                Multiplier:

                RN, TECH, RDH: 1.45%

                PRO, LABPAO: 1.5%

 

Retiree Medical

·       30%/70% Cost Share

§ 2012 Medicare Eligible: $131.35/person/mo

§ 2012 Medicare Cost: Addt’l $99.90/person/mo

·       15 years of Service (1000+ hours)

·       Most are eligible at age 65+

·       Self-Pay available, if eligible, for under 65

 

Health Reimbursement Arrangement (HRA)

 

                “Pre” Sick Leave Hours – converted to pension credit

                “Post” Sick Leave Hours – HRA

                                Cashed out at 80% pre-tax to pay for out of pocket eligible medical expenses

                Eligibility:

                                Leave Kaiser at age 55 or later

                                Have 15 years of service

                                Be benefit eligible for 3 years prior to leaving

 

Defined Benefit Estimates and Forms

        Kaiser Permanente Retirement Center

        (866)627-2826

        www.myretirement.kp.org

 

Defined Contribution and Tax-Sheltered Annuity (TSA)

        Vanguard Group

        (800)523-1188

        www.vanguard.com

 

Kaiser Retiree Medical/COBRA/HRA

        Kaiser Human Resource Service Center (HRSC)

        (877)457-4772

 

Judy Shafer, NW Region -- Call the Kaiser Human Resource Service Center (HRSC) at (877)457-4772 and ask to be transferred.

 

OFNHP Office:

        Mindy Bartlett

        mbartlett@ofnhp.org

        (503) 657-9974 x109